What's stopping you from making money? What prevents us from being rich and earning more money?

Today I would like to talk about making money. Many people ask each other: where and how to make money? Some ask, others readily answer. There are even people who have made such lectures their specialty. They make money professionally by telling people how to make money.

Very interesting business... In fact, among them there are wonderful coaches, such as Robet Kiyosaki, for example. They give great tips. And it would be a sin not to follow their advice. But when people listen to such great business coaches, I get the feeling that they are sitting like in a movie. We came to watch the film. An interesting and useful film. They like it. But they perceive passively. They sit and something pours into their ears. Here the lecturer speaks, here his assistant hands him a marker, here he draws something on the board. If the assistant is pretty, then there is generally something to look at.

Learned - apply!

Most people don't get to the heart of the matter. There is one well-known specialist in the field of information business on the Internet. He conducted his seminars online in a conference format. Gave homework. Trained. Then I stopped doing it. In an interview, he explained: I don’t understand why this is necessary if people pay money to participate in a seminar, and then don’t learn any knowledge, don’t do homework, don’t start their own business? They don't even try!

People subscribe to numerous mailing lists with useful information, people buy information products (e-books, video courses, etc.). And often they don’t even insert the purchased disc into the computer. Do not unpack the ZIP archive from e-book. Or, having opened it, they scan their eyes diagonally. And they put it off until tomorrow: they say, I’ll start tomorrow new life, and today it’s better to relax playing your favorite solitaire or some other game.

Tomorrow the same thing will happen again. That's just terrible. Vicious circle. Where is the activity, where is the willpower?! What kind of business can you build like that?!

What's stopping you from starting to make money?!

Let's be honest.

• Firstly laziness.
• Secondly - fear of selling something.

Do you know what “laziness” is? in this case? This is not enough motivation. There is no real need to earn money. At least some money! One is witty, but very evil person once joked:

Why are things better with business in America than in Russia?
Answer: because the American sits and thinks: how can I earn 50 dollars? And our man sits and thinks: what would have happened if Russia had taken a different path in 1905?

I repeat once again that this is a cruel joke. I don't like her at all.

However, note that in this joke one sets himself a specific and achievable goal. (earn $50). And the other poses an abstract question to someone unknown. What do you think is more important to be able to stage?

For a philosopher, it seems more important to be able to pose an abstract question. And for business man- specific goal.

What could be more specific than fifty dollars? Only one hundred dollars!

I want money, but I don't want to trade

As you remember, I said: the second obstacle to making money is unwillingness to sell anything.

Why? Yes, because money comes to a person in exchange for goods. This is the law of economics. And most people only think about money. How to attract money, how to save money, how to make money out of thin air, and so on.

It seems to be a simple truth: money is given in exchange for something. But when a person begins to dream about big money, he imagines anything: a fat wallet, gold bars, an expensive mansion, a villa, a yacht, a car, the office of his company, a platinum credit card... You never know! Every dreamer is to the best of his imagination.

And it doesn’t occur to you that this imaginary money will remain a fantasy. If you don't think about the matter. If it works, the money will come. Business is the sale of goods. The product can be different: a bunch of radishes (if you trade at the market) or a CD with a recording of your new album, if you are a popular artist.

If these things are good and you market them well, then a lot of people will pay money for them. They will pay you money.

It's obvious, you say. Yes, obviously. But for some reason this simple truth turns off when a person starts dreaming of big money.

Paradox: when you give money, you give it quite specifically, for something specific. For example, for a carton of milk in a store. But when you receive money in your dreams, you receive it in the abstract. Not as payment for goods. Because you don't have any goods. That's why you don't get money in life. Only salary.

And we are also shy

Yes, many people are embarrassed to sell. It's just kind of awkward. It's better to give it that way. Selling is “somehow ugly.” Inconvenient. I remember my grandfather, who said in such cases: “it’s inconvenient to put trousers over your head.” It's rude, I agree. But to the point.

This kind of “money shyness” is a legacy of the Soviet era. Even if you were not yet alive in the 80s of the last century, your parents already were. And they lived according to the rules of a society in which there was no private property. And for private enterprise they were sent to prison. And a person who bought something cheaper and sold it more expensive was called a speculator. And he deserved universal condemnation.

These oddities have been going on ever since. When, for example, instead of advertising: “Women's demi-season coat for sale (price such and such)”, the lady calls her friend and offers to give away this very coat for free, which she no longer needs. Like, maybe it will suit my daughter, I should try it on... It seems like a good friendly gesture. But in fact, she wouldn’t refuse the money. He's just afraid of something. Afraid to say: I'm selling!

There are, of course, these “sharks of capitalism” who are ready to sell anything, even if they find a buyer on a desert island. But many, especially intelligent people, are afraid to sell.

But keep in mind:

Anyone who avoids selling avoids money.

“Do you want checkers or go?”

So, we got to the truth that making money means selling something. Selling is profitable. For money.

And here is another paradox. The topic of making money on the Internet is very popular. How to make money online? People ask this question with manic persistence.

Strange. I would like to ask: why on the Internet, my friends? You need money? Or - only money earned on the Internet, and no others.

I understand that the Internet is a great tool to make money while “autonomous sailing”, regardless of regular work, superiors, etc. Yes it is. But do not forget that the Internet is only a tool, not an end in itself.

Use the Internet, it limitless possibilities. But remember that the main thing is to make money in life. And with or without the use of the Internet is a matter of technology.

For me personally, this has not been surprising for a long time. I used to be lazy myself. And I see how lazy and passive people are now. Everyone wants to get into the “queens” right away.

People want to do nothing and get a lot of money for it.

The most dangerous thing is that Over time, this illusion becomes reality. That is, dreams of such a life develop into a strong conviction that this is exactly so.

I noticed this when I was employed and running my own business. When I advertised vacancies, I was surprised when people began to flock to me in droves, wanting to receive from 30,000 rubles and higher, and at the same time do nothing.

Nobody said that openly about doing nothing. But, before announcing the salary, I always asked what a person can do, what merits and achievements he has, both in life and on the job. previous places work. What will a person do while working in the position for which he is applying?

Then, I voiced what would need to be done and said what the salary would be. It was so interesting to watch how their facial expressions changed))

Wherein, the salary was not bad. But when I described in detail what would need to be done, all the applicants’ enthusiasm disappeared somewhere. Most have.

Now, when I look at the results of this vote, I noticed some joy in my soul or something. Why? Yes, because I understand how few competitors I have in life.

One of my positive qualities is hard work. Add perseverance, perseverance, strength of character and it turns out good formula for a successful life.

Just don’t get me wrong, I’m not bragging, but by describing my advantages I’m asking you a question: what are yours? positive traits?

How will you compete with me, or with people like me, in the struggle for a better life?

The second most popular answer was: Absence necessary knowledge to earn more. That's what they answered 161 man from 506 (32% ) voted.

This is a more interesting answer, and I am impressed by people who answer this way. Because I myself am in a constant search for knowledge that will help me:

• Earn more
• It's better to live
• Be the first
• Build a life according to own rules
• Become an extraordinary person

What can I say, I answered this question myself.

That is why I am now spending a lot of money on my development in these matters. What’s interesting is that I understood this before. But I couldn't find myself appropriate place training and uniform.

Higher education is bullshit. What they teach there is not what people need. There they teach what business and the state need.

And I am very glad that over the past few years we have been developing so rapidly sphere of non-traditional education, into which I, no less, vigorously joined.

I'm talking about various trainings, courses and seminars in which you can take part via the Internet, or order a disc by mail.

For me, a much more preferable education is a course of some kind young guy, who earns several thousand dollars on the Internet than spending 5 years sitting in boring universities that provide “credentials” for hired work.

And I believe that our society will develop by leaps and bounds after the advent of this form of education.

And finally, 17% responded ( 87 man from 506 ), said that they do not have additional money to develop any income.

In fact, this is not a problem. Today, you can create a ton of extra income without any major investment. Actually, I know “”, that’s exactly what I was talking about. I created 16 sources of income without any major investments.

In my practice, the largest investment in additional income was investment in business. When I opened my small tanning studio, I invested all the funds available at that time into it and even borrowed a little.

But again, I saved the required amount in just a couple of years. What is a couple of years? It's quite a bit. Look back and agree that time flies very quickly. And if you set yourself a goal, to save money for some business, then in a couple of years you can collect good money.

So, the problem with the lack of additional money to develop your own income is not a problem. This is a problem of your head, your attitudes, your priorities.

Have questions?

A colleague at work is buying a brand new sports car, but you don’t even have the money to repair a life-worn sedan? An old friend is going on a cruise, but you are not able to take your family to the sea? Is your best friend showing off an expensive brand bag while you take yours to be repaired? Why some people have money, while others absolutely do not know how to earn it, explains psychologist and radio host Anetta Orlova.

Reason No. 1 “Big money is not for me”

Often people earn little money not because they do not have any competence or qualifications: they are simply convinced that decent earnings and good money are not for them. Usually the roots of such an attitude come from childhood. For example, the following phrases were constantly uttered at home: “We have never lived richly, it’s better not to start”; “rich people are bad”; “You’re stupid, it’s unlikely that anything will come of you”; “You will, of course, be deceived.” Having such deep-seated convictions, a person sincerely believes that material success is the prerogative of other people, more successful and intelligent, and he is not worthy of having what he wants. Alas, the inner feeling “I am not worthy” actually has a fairly clear equivalent in amounts.

I recommend doing a very simple but revealing experiment: imagine a salary that seems natural to you. You will see that there is a certain “ceiling” and order of amounts that initially seem unattainable to you. This feeling is the very obstacle that prevents you from moving forward. You are internally convinced that you cannot claim big money.

Reason No. 2. “I am not him”

The second reason is the endless and absolutely unconstructive comparison of oneself with others. Usually, having such a habit, people begin to act according to two scenarios. Some, looking at the successes of others, move forward even more actively, a competitive spirit awakens in them. This does not mean happiness and satisfaction with life; such individuals have their own difficulties. However, in terms of social success, they achieve quite good results, because they have benchmarks to look up to.

The second category - people compare themselves with others and are simply envious of other people's successes, but do nothing. They are convinced that they themselves are not capable of achieving something (very often this is a consequence of the first point that I mentioned above). Constantly watching the victories of those around them, envious people usually devalue their actions in every possible way, explaining other people's successes by ordinary coincidence, luck, assertiveness, etc. They different ways they are trying to prove to themselves that if they were as lucky as the conventional Petya (Tanya, Masha), they too would be able to achieve a lot. This type of people usually intensely expects that life itself will do something for them.

Reason No. 3. “I want everything at once”

The third type is endless spotlights. In fact, they are deeply convinced that they can earn a lot, are not envious and are really determined to make a lot of money. They are constantly born in their heads incredible projects and plans. But at the same time, such people want everything at once, and are not at all ready to move towards the goal gradually, i.e. they have no system, but they have endless fantasy and a desire for gigantism. When getting a new job, such a person immediately wants to be the head of a department large company or the head of a cool advertising agency. Just going and starting to do something within the department is not for him. At any job, a projector usually has the feeling that he is being used, so he cannot sit in one place for a long time unless there is an immediate career growth(and it’s nowhere to be found right away!).

The desire to get the maximum and the inability to invest often lead to the fact that truly talented individuals are left with nothing. Yes, sometimes their ambitions work out, but if you look at the statistics, you will understand that this is very rare. Over time, such people become passive-aggressive individuals who are dissatisfied with everything, sad and do not realize their own potential. Naturally, this is reflected in the character. They may even be prone to scams because such actions have a chance of achieving a quick (and usually short-term) rise.

Reason number 4. “Back to the past”

Another reason: a person tends to focus on the negative, focusing on what did not work out for him. For example, he walked his life path beautifully, achieved a lot, but then there was a failure that provoked a breakdown. Instead of going through a difficult moment, getting up and moving on, a person falls into a state of failure, stops believing in himself, and at some point goes completely into the past - he lives his negative experience again and again, devalues ​​the positive moments of the present and absolutely cannot give all his best here and now. This main mistake, because in order to achieve results and financial achievements, energy must be directed to the present, to the activities that you have here and now.

Reason No. 5. “Money is a limitation”

People with low internal meaning of earnings earn little. For example, a person has deep-seated beliefs that money is a limitation; for him it is not an instrument of power (if it were, the picture would be exactly the opposite) and security. In this case, we are dealing with individuals for whom a fairly calm, balanced lifestyle is more important than the bonuses that material benefits provide.

In order to earn more, it is important to have some kind of goal, an understanding of why you are doing this. If a person has only instrumental motivation “I want to earn a lot”, but he does not understand why, of course, there is no need to talk about any outstanding result here.

There are so many people who complain about low income while lying on the couch or, conversely, sitting in an expensive cafe. And it seems like the places are different, but the problem is the same. And the salaries are different, but the essence is the same. And the needs are not similar, and money is equally lacking.

So let's look at a small list in which you will certainly find yours, probably rethink it and, finally, you will have as many paper ones as you need. Although, they say, there are never many of them.

1. You don't believe you can have more money

You often watch programs and read about successful people who earn crazy amounts of money. And you think that you will never achieve this. That they got it by accident or got it from their parents. Someone wrote a book, and it sold out in huge numbers. Another won the lottery. The third had a hit. The fourth was born into a wealthy family. Etc. But don’t think about the fact that, for example, many stars starved and sang in seedy cafes. The writers filmed four square meters and constantly received refusals from publishers. And in general, the path to money is always tortuous and originates from poverty. Therefore, it is never too late to start it. The main thing is to believe that you are worthy of money and not be afraid of it, immediately spending it on everything you were deprived of. Don’t push away the idea that you can do the same as wealthy people. After all, you have everything for this. You have you.

2. Afraid to start small

Perhaps you don’t have a significant amount of money to take on and organize an expensive business. But it’s quite possible to take out a loan, or it’s better to save for the future and buy a successful, but low-budget franchise. Or duplicate it without spending money on unnecessary instructions from managers. Find it yourself design solutions, suppliers, low-cost alternatives and save money when you start. And then develop with the arrival of income. It is important that your “child” looks presentable from the very beginning. Everyone doesn't need to know how much you put into it or what you picked up on sales.

3. Spend money on your whims

A large percentage of those who complain about having little money do not keep track of their finances. And if you delve into them, you can clearly see how they leak into all sorts of nonsense. We replace a trip to a restaurant with friendly gatherings at home (preferably not at home) or a trip to nature with our own products. And we are surprised at the amount saved. We remove alcohol from life. We take a container of food to work and don’t run to the next restaurant for lunch. We deprive ourselves of a pair of shoes for one outing. And so on. Let's look at the result, and a lot has accumulated there!

4. Spend time doing the wrong things.

We are sure that if you have time to complain, it is not well spent. Do you want money? Then stop resting. They do not stick under a lying stone. There is no need to prepare mentally for the fact that you will be left without a wonderful evening with friends or will not go on vacation. Just do things and they will engross you. We ate, slept and got to work. And rejoice at what you have achieved while sipping grape juice, you will later, when you are satisfied with your income.

5. Do not invest, do not open new projects and ways to earn money

The easiest example. You work as an electrician. Naturally, they pay little. But what’s stopping you from spending extra money installing wiring and fixing sockets? A cook? It's time to bake custom cakes! In general, the train of thought is clear. And if you own business, then remember about competition and constant market instability. It is necessary to innovate, learn and monitor the needs of the clientele through surveys and analysis. It also happens that the field of activity completely falls outside the needs. In this case, you should not stay afloat, but should buy another ship. That is, explore new income-generating positions and choose the right one for yourself.

Our main advice is not to envy successful people, but follow their example and get off the couch. Good luck and material benefits to you!

Hello, friends! Today, in continuation of the topic “”, we will talk about what prevents us from earning more money, which gives us independence, more freedom, security and the opportunity to do what we want.

Let's be realistic. Not everyone, due to various life circumstances, beliefs, lack of qualifications, ideas and time, manages to do this. Often we do not see the opportunities that circumstances and life itself throw at us, and once again we pass by. We do not know how to act quickly and hesitate to make a decision, missing out on our benefits. We don’t set big ambitious goals and get reality and a life that meets our low expectations.

We also don’t know how to think correctly about wealth and money. Thought is material and determines our actions, which in turn are transformed into success (or vice versa). Tomorrow what we thought about today may happen to us.

However, these statements are not indisputable. Do thoughts actually materialize? Probably no one knows the exact answer. Although most scientists are materialists who are convinced that this is impossible. And yet, many believe in this (and provide evidence), and some even learn all sorts of techniques for fulfilling desires.

In a word, to believe or not to believe is a purely individual matter. But it’s hard to disagree with one thing - thoughts exist, although we do not fully understand the extent of their impact on a person. And, if you believe that they will nevertheless materialize, then the thoughts that you definitely don’t have enough intelligence, energy and abilities to start your own business, that you absolutely don’t deserve anything good and you don’t have the strength to do something change in your life will become your reality.

Whether you think you can or you think you can’t, you’re right either way.

Henry Ford

In our heads, we ourselves create barriers and obstacles on the path to wealth, we are mistaken and blindly believe in untested hypotheses and “authoritative” opinions, we are deceived for years, we limit our capabilities and convince ourselves that we are only good at one thing and will never achieve success in something else.

“Poverty and wealth are not economic categories, but psychological ones”, said renowned wealth and success expert Randy Gage. In fact, in the minds of many of us, attitudes from pioneer-Komsomol times are firmly stuck, each time becoming an insurmountable barrier when trying to revise the value system.

And not only this. Money has always influenced a person’s destiny, and over many centuries, many stereotypes of monetary thinking, mythical fears associated with the “golden calf”, which were passed down from generation to generation, were deposited in his mind, overgrown with superstitions, prejudices and other fables. Money was deified, endowed magical properties and at the same time they were fiercely hated.

This is natural and dangerous. Because negative beliefs and ideas about money block the attraction of cash flows and do not contribute to success. Absence or presence financial problems a person’s life depends on the feelings and emotions that he experiences in relation to money.

Problems will not arise if money brings a person a feeling of freedom, joy, independence, prosperity, confidence in tomorrow. And, on the contrary, they will definitely appear if money irritates, causes feelings of shame, disappointment and fear.

It is impossible to raise the financial bar without removing these psychological obstacles within yourself, standing like a wall to protect the internal “demon of poverty.”

Poverty is not a vice, but a condition that needs to be eliminated. It is difficult to forget the school of life. And getting rid of the habits of poverty and completely eradicating the mindset of a poor person, even if you have not been one for a long time, is even more difficult.

Sometimes they accompany a person throughout his life, shape his thinking and greatly hinder his ability to become a successful and self-confident person. To change this mindset, you need to change your habits and develop a strong immunity against the “infection of poverty.”

Negative thoughts

Some of us live with a negative money mindset, that “money doesn’t come so easily, it needs to be earned with sweat and blood, spinning like a squirrel in a wheel.” And the result of such thinking is mere pennies for hard everyday work.

And why? Yes, because of two equally working people, wealth will come to the one who not only works hard, but also thinks correctly. First you need to learn to think like a rich person and imagine, at least in your head, a path that can lead to prosperity.

People with positive thinking Those who think through their actions earn money easier, more and often by doing what they like. If you do everything, as they say, “through the cracks,” with lack of self-confidence and bad thoughts, the result will be appropriate.

It's a shame to be rich

Psychologists say that the most difficult thing is to admit that you have the right to be rich. This is not at all helped by such thoughts as “money is evil”, “money is dirt”, “it’s a shame to be rich”, “money cannot be earned honestly”. By sending such information to the Universe, we ourselves seem to push away the possibility of having money, showing our disdain for it.

And a person who believes in the truth and correctness of such statements actually believes that he is above money, treats it passively and does not even strive to earn it. And, at the same time, next to those who never get out of debt, they live completely ordinary people, to which money is attracted like a magnet.

Why? It's probably all about the psychological attitude and way of thinking. Everything can change if you once understand and take it for granted that we all have the right to live well and be rich, and money is, in fact, neither good nor bad. This is just a means to live with dignity, achieve your goals, and solve problems.

And, of course, despite the importance of their presence in our lives, we should not strive to earn money for the sake of money.

Money scenario

We are entering adult life with a certain set of life priorities, including the skills of spending and receiving money (money scenario), formed under the influence of family, parents, environment, ideology. As a rule, at the forefront of solving financial problems is getting an education and Full time job(most often one) with a stable salary (often small).

We firmly believe that “you can’t jump over your head.” So is it worth trying? The philosophy of the poor man is that he firmly believes that no matter what he undertakes or does, all his efforts will be useless, in vain and doomed to failure, he will never achieve anything. And if you believe it, then it will be so.

Not everyone succeeds in breaking out of this programmed flow of life. Probably because living according to the money scenario is convenient and familiar, safe (no risk) and, to a certain extent, comfortable. There is no particular need to change anything radically.

Going beyond this scenario, changing it is, first of all, changing yourself, your thinking, your attitudes and getting rid of the financial limiter that is in your head. Having realized this and learned to think differently, you will understand that you can live differently and earn more.

If you want to have something you've never had, start doing something you've never done.

Envy is a destructive feeling that eats a person from the inside, deprives him of the joy of life, lowers self-esteem, develops an inferiority complex and does not contribute to success. If you can’t do something and money doesn’t “love” you, don’t try to blame someone and look for the reason in others - most likely, only you are to blame for this.

Only by believing in yourself and luck, taking responsibility for your results and changing reality, can you achieve success. You should not shield yourself from prosperity and wealth with such negative attitudes as envy, passivity, limitations, lack of initiative, and allow the habits of poverty to eat away at your consciousness like rust.

Big money is the result of luck

Many are convinced that only the lucky ones can become owners of untold wealth and big money, to whom fate (it is not clear for what reason) threw an expensive gift, for example, in the form of a huge inheritance, a decent amount won in the lottery, rich parents, etc.

Anyone who is familiar with the life stories of rich people probably knows that many millionaires started from practically nothing. So is it worth waiting all your life for a miracle that most likely will never happen? It’s wiser to make some effort yourself, to believe in yourself and your luck. More chances that everything will work out.

Only young people can make money

Many people think so. And, having barely crossed the fourth decade, they bury all their dreams and plans to make at least some decent fortune.

This negative money attitude and existing stereotypes can be easily destroyed if, again, we turn to the life stories of the rich and famous. Henry Ford, Andrew Carnegie, Abraham Lincoln, who succeeded at a very mature age, are often cited as examples.

You can become a rich person at any age.

Life is easy and simple in the comfort zone

It is difficult to tear yourself out of a familiar, comfortable and safe environment. And, to be honest, sometimes I don’t really want to. It’s much calmer to live, not sticking your head out anywhere and not showing up in any particular way, “like everyone else.” Many are convinced that big money comes from big problems. So is it worth the risk to somehow change and improve your life? After all, nothing may come of it.

Yes, in fact, money requires you to be active, smart, and take risks. Some problems may even arise. But, you see, in many cases it is money that helps solve problems and feel more confident and at ease. But a poor person, whose life is much worse, and whose problems are no less, does not have such a tool to solve them.

Is a lot of money happiness?

“Money doesn’t buy happiness,” how often we repeat this phrase in moments of disappointment and loss, essentially having neither happiness nor money. At the same time, we are ashamed to admit to ourselves that we do not know how, do not want or are not able to earn them.

Of course, money is not all happiness. But it is an essential and integral part. Without them, happiness cannot be complete. And for sure, money cannot prevent a person from being happy. On the contrary, they strengthen this feeling, make it more complete and vibrant, open up new opportunities and make it even happier happy person. And lack of money, restrictions and deprivations have never contributed to happiness.

Who does money “love”?

Money is easily given into the hands of persistent, persistent, purposeful, confident, attentive to detail, not greedy, creative, searching and doubting people who do not strive to make money for the sake of money. In addition, it is important to remember: to earn millions, you need to work very hard, love your job passionately and, at a minimum, not consider money to be evil.

And to become rich and successful, you need to learn from millionaires: think as they think, act as they act. After all, they, too, were not always rich and, perhaps, not at all smarter than you. They just weren’t afraid to make mistakes, didn’t give up when something went wrong, but repeated their attempts again and again until they found their brilliant solution.

See you! For now, for now...