Bank cards bps sberbank. Types of cards of bps-bank n n n belkart-m visa. Conditions for obtaining cards at BPS-Sberbank

In Belarus, banks issue debit and. The conditions for obtaining a card at BPS-Sberbank vary, depending on the type of banking product.

Types of cards in BPS-Sberbank

A debit card can be obtained to pay for goods and services, withdraw cash. A credit card is issued when there is not enough personal funds for purchases.

The client can choose a card from the payment system:

• VISA;
• mastercard.

Conditions for obtaining cards at BPS-Sberbank

Conditions depend on the type of banking product. Credit cards have a certain limit. involves the accrual of points, special offers for BPS-Sberbank cardholders.

To apply for a card in 2020 at BPS-Sberbank, you must provide:

• statement;
• passport;
• information about income (only for receiving a credit card).

The amount of the annual service depends on the specific product and the service package used. Premium cards that allow you to withdraw money from any ATM in the world without commission will be much more expensive. But they offer Priority Pass, premium service and the best banking conditions.

With the help of our website it is possible to apply for a card online. At the same time, you can compare all BPS-Sberbank card products on this page.

BPS Sberbank - official mobile banking for Sberbank customers from the Republic of Belarus. This application provides the ability to conveniently manage personal finances. It provides round-the-clock access to accounts, loans and deposits, and also helps to check the card balance and transfer funds to cards of Belarusian and foreign banks.

Internet banking

You can use BPS Sberbank anywhere in the world. The application completely replaces the bank terminal and helps to perform financial transactions without visiting the bank branches. Using the appropriate menu items, you can buy currency, make a transfer, set limits on cards and accounts, contact support, find the nearest ATM, and even get spending statistics.

Yes, the application not only performs the functions of mobile banking, but also is your personal finance manager. By following the statistics, you can find out where the bulk of the monthly budget "goes" and reduce unnecessary expenses.

Payment for services

Like any other mobile banking for Android, BPS Sberbank allows you to pay for utilities, mobile services, Internet, TV and other services from more than 50,000 company partners. With it, you can even pay taxes, state duties and fines.

Key features

• allows you to manage cards, deposits and accounts in BPS Sberbank;
• provides detailed statistics of expenses on accounts;
• serves to pay utility bills, fines, mobile communications and the Internet;
• has a pleasant interface in corporate green tones;
• allows you to manage limits and block cards;
• includes a map with the location of the nearest ATMs;
• works even with relatively old versions of the Android operating system.

Plastic cards are one of the most priority and dynamically developing areas of the bank's activity. More than 40 categories of cards in Belarusian rubles, US dollars and euros have been developed for customers - from low-cost "electronic" cards Visa Electron and Maestro to prestigious "gold" cards Visa Gold and MasterCard Gold.

"Electronic" cards Visa Electron and Maestro perfect for customers who are starting to use a plastic card for the first time. As a rule, they are issued to a card account in Belarusian rubles and are used to manage their wages or pensions. Despite the inexpensive service, the holder of such a card gets ample opportunities for its use.

Many people think that such a card can only be used in the Republic of Belarus. In fact, a card to which a salary or pension is transferred can be used in almost any country in the world. To do this, in the application for
cards enough to provide for the possibility of transactions abroad.

Using the card, you can pay in shops, cafes, gas stations, etc., get cash at any time of the day in a place convenient for the client, pay for utilities, electricity, mobile and landline telephones, cable TV services and Internet providers , replenish your deposits, current accounts and electronic wallets (Webmoney and EasyPay), repay loans.

In total, BPS-Bank self-service devices can be used to pay for more than 400 services provided by organizations in various regions of the country. This can be done at ATMs and information kiosks of the bank, from a mobile phone or home computer.

BPS-Bank issues not only mass "electronic" cards. "Classic" cardsVisaClassic and MasterCardstandard ideal for those who spend a lot of time on business trips and travel frequently. Hundreds of thousands of ATMs and millions of retail outlets accept Visa Classic and MasterCard Standard cards. "Classic" cards have all the features of "electronic" cards. In addition, they are accepted as a guarantee when booking hotels, renting cars, as well as paying for goods and services on the Internet, by phone or when ordering by mail.

"Gold" cardsVisaGoldandmaster cardGold- these are prestigious cards that emphasize the high social status of their owner and are a guarantee of special attention during service. In addition to the benefits of "classic" cards, Visa Gold and MasterCard Gold cardholders enjoy the privileges provided by the international payment systems Visa and MasterCard.

In addition, BPS-Bank's Visa Classic and Visa Gold cards are new-generation cards that combine a traditional magnetic stripe and a microprocessor module that implements modern security technologies in payment systems.

You can apply for a card at any branch of the bank, where the client will be offered to fill out an application for issuing a card and conclude a card account agreement. Making a card takes several days. Also, the client can issue additional cards to the card account for himself or his relatives and set a limit on the expenditure of funds for each additional card.

Now many banks of the republic issue consumer loans on plastic cards. BPS-Bank offers to use the service of overdraft lending to provide a card loan. If you have a BPS-Bank plastic card with an open overdraft, you can make purchases, pay for services and receive cash on credit at any time within the provided credit limit. At the same time, the limit is renewable - this means that after you have returned some amount to the bank, you can again borrow it from the bank. And so an unlimited number of times!

For clients, three types of overdraft loans with a maturity of three months to a year for card accounts in Belarusian rubles and an overdraft loan for card accounts in foreign currency (US dollars, Euros) with a maturity of three months have been developed. The overdraft limit can be set at up to 400 percent of the client's average monthly income on card accounts in Belarusian rubles and up to $4,000 (3,000 euros) on foreign currency card accounts. The debt is repaid automatically upon any receipt of money on the card account, for example, wages. An overdraft loan is available to everyone: it is enough to have a BPS-Bank plastic card and fill out a minimum of documents.

BPS-Bank seeks not only to increase the number of ATMs and information kiosks, to expand the range of services, but also to provide a high level of service, to interest customers in non-cash card payments. For example, from 06/20/2008 to 08/10/2008 BPS-Bank conducts an advertising game for bank plastic card holders “Prize summer with a BPS-Bank card!” aimed at stimulating card payments in trade and service enterprises. Holders of our plastic cards, who during this period pay with the BPS-Bank card in shops, canteens, cafes, restaurants, gas stations and any other trade and service enterprises that accept cards for payment, get a chance to win a cash prize! A total of 85 prizes are drawn, of which one is the main one - 1 million rubles.

You can learn more about the services for plastic card holders on the website www.bpsb.by or in any division of BPS-Bank OJSC.

For reference. The Bank provides customers with the following plastic card services:

Issue and acquiring of Visa, MasterCard, BelKart cards, incl. Visa cards with an EMV standard microprocessor;

• Cash withdrawal from multicurrency ATMs (Belarusian rubles, US dollars, euros);
• Using cards in Belarusian rubles abroad;
• Lending on plastic cards (overdraft lending, credit cards);
• Payment in self-service devices for utilities, electricity, mobile and fixed telephone communications, cable television services and Internet providers (more than 400 services in different regions of the republic);
• New - payment in self-service devices through the ERIP system of the National Bank of the Republic of Belarus;
• Repayment of loans in Belarusian rubles and foreign currency through plastic cards in self-service devices;
• Automatic transfer of deposits upon completion of the terms of placement and interest on deposits to card accounts;
• Instant money transfers between cardholders at information kiosks and ATMs;
• Replenishment in self-service devices of deposits, current accounts in Belarusian rubles and foreign currency, Webmoney and EasyPay electronic wallets;
• Payment for services via SMS-messages from a mobile phone - SMS-banking;
• SMS-notification of MTS and Velcom subscribers about completed transactions using the card and credits to the card account;
• Card account management and payment for services via the Internet - Internet banking system "Personal Bank";
• Applying for a plastic card online through the bank's website.

Plans for 2008:

• Issuance of Visa Virtuon virtual cards for payments on the Internet;
• Issuance of Visa Electron Instant Issue cards for quick issuance of credits to the card;
• Service of automatic payment for services at the request of the cardholder.